Lexus Financing 101: Can I Finance a Pre-Owned Car?

At Lexus of Valencia, we understand that purchasing a luxury vehicle is a significant investment. Lexus financing is a must, but can you finance a pre-owned Lexus car? The answer is a resounding "yes," and Lexus of Valencia is here to make the process as smooth and straightforward as possible.

Why Finance a Pre-Owned Lexus?

Used cars typically have a lower purchase price, translating to smaller monthly payments or a shorter loan term. Our pre-owned Lexus vehicles, especially L/Certified models, undergo rigorous inspections to ensure they meet high standards. Lexus vehicles are renowned for their reliability and longevity, making them an excellent investment even when pre-owned.

Does My Credit Rating Matter?

A strong credit score can help you secure better loan rates and more favorable lease terms. Many Lexus finance offers also hinge on your credit rating.

What if I Have Poor Credit?

We understand that bad credit happens to good people. Job loss, medical expenses, or other life events can throw a wrench in the works, even for the most prudent people. That's why our finance department offers a range of financing solutions through a wide lending network to fit your budget and needs.

Can I Lease a Pre-Owned Lexus Car?

This is a qualified "yes." We have a diverse pre-owned inventory, but only our L/Certified pre-owned cars are eligible for leasing. This can be an attractive option, since it gives you the advantages of both leasing and of a certified pre-owned vehicle.

Is the Financing Process Different For Used Cars?

While the numbers are different, the steps and requirements are the same. Gather your proof of residence, income, and ID, then fill out our finance pre-qualification. Our finance experts will review your application and discuss your options, helping you understand the terms and find the best fit for your situation.

We're Ready to Help You

Ready to explore your pre-owned Lexus financing options? Visit our finance center online or in person at our Valencia Lexus dealership. Let us help you realize your luxury car ownership dreams with a financing plan tailored just for you. Contact us today to get started on your journey to owning a luxurious pre-owned Lexus car.