Can You Finance Pre-Owned Lexus Cars?

Buying a pre-owned Lexus vehicle is more affordable than buying a new one, but it is still a major purchase. That inevitably leads to a question: can you get Lexus financing on a pre-owned vehicle? The answer is "yes" - and Lexus of Valencia makes it easy.

Why Finance a Pre-Owned Lexus Vehicle?

Even though we have a selection of pre-owned vehicles under $20,000, we're well aware that not everyone can afford to pay cash even for a used car. Equally to the point, however, even when you can, there are good reasons to finance instead.

• Keep money available for a rainy day
• Ensure you have money on hand to pay down higher-interest debt
• Have sufficient liquidity to take advantage of investment opportunities, so your money makes money

How do Pre-Owned and L/Certified Financing Work?

Car loans work the same whether you're buying a new, used, or L/Certified vehicle. All that's different is the numbers. There are steps you can take no matter what you finance before you even set foot in our Lexus dealership near Porter Ranch:

• Know your credit score
• Get a handle on your budget, accounting for fuel, maintenance, and insurance costs
• Estimate your trade-in value
• Figure out a down payment
• Run different scenarios using our payment estimator tool

Who Qualifies for Lexus Financing?

Buyers who are early in their credit journey, or whose credit has seen better days, are often apprehensive about the financing process. There's no need to worry. Since we work with a network of lenders in addition to Lexus Financial Services, it's easier than you may think to qualify for financing.

Earlier, we mentioned the many tools available for understanding your credit, finances, and loan. Use them, so that you're taking on a payment that fits your payments and lifestyle. You may qualify for more than you realize, and if you establish a solid repayment history, your car loan is a great way to establish or rebuild credit.

The Right Car, Right Now

We firmly believe that the Lexus brand represents both value and luxury, thanks to its reliability, longevity, and excellent features. We also know that our helpful staff and generous financing make it easy to find and afford the vehicle you need. For the kind of pre-owned vehicle shopping experience you deserve, visit Lexus of Valencia today.